Take Control Without Spreadsheet Headaches
Most Australians spend about three hours each month wrestling with budget spreadsheets. We think you deserve better. Learn practical money management that actually fits into your week—not the other way around.
Explore Our September Workshops
How People Actually Change Their Money Habits
You won't find overnight miracles here. But over six to eight months, many of our participants develop genuinely different relationships with their finances. Here's what that journey tends to look like.
Getting Real About Numbers
Most people start by tracking spending for a month. Not judging it—just writing it down. That awareness alone shifts behaviour for about 60% of participants.
Building Your System
Around month three, you'll create a budget approach that doesn't feel like punishment. Some prefer the envelope method. Others like automated transfers. There's no single right way.
Making It Stick
By month six, these habits become background processes. You'll still need to check in weekly, but it takes fifteen minutes instead of an entire Sunday afternoon.
What Actually Changes
After working with over 800 households since 2022, we've noticed patterns. People don't suddenly become perfect savers. But they do stop getting surprised by their bank balance.
The average participant reduces financial stress by identifying two or three spending leaks they didn't know existed. Usually it's subscriptions, takeaway coffees near work, or that streaming service they forgot about.
Comparing Common Budget Approaches
Different methods work for different personalities. Here's an honest comparison of what we teach versus alternatives you might already know.
What Participants Actually Say
We asked recent graduates to share what changed after completing the autumn 2025 programme. These aren't cherry-picked testimonials—they're representative of feedback we regularly receive.
Brendan Kovalenko
Retail Manager, BrisbaneI'd tried budgeting apps before but always abandoned them after two weeks. This approach felt different because someone explained why the system works, not just how to use it. Seven months later, I'm still tracking everything—which honestly surprises me.
Elke Sjöström
Freelance Designer, MelbourneVariable income made budgeting feel impossible. The workshop showed me how to smooth out monthly fluctuations without needing a massive buffer. I'm not stress-free about money, but I'm definitely less anxious when invoices run late.
How Our Programme Actually Works
We run three-month cohorts starting in September and February each year. Here's the structure most participants follow.
Foundation Month
Four weekly webinars covering expense tracking, income analysis, and category creation. You'll spend about ninety minutes on coursework plus whatever time you need for tracking. Most people find this phase eye-opening but not overwhelming.
By the end of month one, you'll have a complete picture of where money actually goes—not where you think it goes.
System Building
Three sessions focused on creating your personal budget framework. We cover allocation strategies, savings automation, and debt prioritization (if relevant). You'll test different approaches during this month to see what fits your lifestyle.
This is typically the hardest month. You're trying new habits that don't feel natural yet. Group accountability calls help, but expect some friction as you adjust.
Refinement Phase
Two sessions plus open office hours where you can troubleshoot specific challenges. By now, the basic system should be running. This month focuses on handling exceptions—unexpected expenses, income changes, or life events that disrupt your budget.
You'll also learn maintenance strategies so the system doesn't collapse the moment our programme ends. Think of it as building resilience into your financial habits.